Serving Memphis since 1969

Bankruptcy, Injury &
Workers’ Compensation

For over five decades, we’ve helped Memphis families navigate bankruptcy, recover from workplace injuries, and win the compensation they deserve. Whether you’re filing for Chapter 7 or Chapter 13, dealing with a workers’ compensation claim, or recovering from a personal injury, our attorneys bring decades of local experience to every case.

Arthur E. Ray, Jr.

Arthur E. Ray, Jr.

Founding Attorney – 57+ Years Experience

“Memphis families have trusted me with their bankruptcy filings for over 57 years. Whether it’s Chapter 7 or Chapter 13, I’ll walk you through every step and fight to protect what matters most.”

Skip Carnell, Esq.

Skip Carnell, Esq.

Attorney – 35+ Years Experience

“I’ve practiced law in Memphis, Tennessee for over 35 years, focusing on workers’ compensation and personal injury claims. Whatever happened, I’ll fight to get you the help you need.”

Practice Areas

How we help Memphis

Stop Creditor Harassment

Bankruptcy

Overwhelmed by debt? We guide you through Chapter 7 and Chapter 13 with clarity and compassion — helping you protect what matters and get a genuine fresh start.

Bankruptcy Attorney

Get the Compensation You Deserve

Personal Injury

Injured because of someone else’s negligence? We fight insurance companies so you can focus on healing and rebuilding your life.

Injury Attorney

Protecting Injured Workers

Workers’ Compensation

Hurt on the job? We help you secure the medical care and wage benefits you’re entitled to, and stand up to employers who push back.

Memphis Attorney

Bankruptcy Relief in Memphis

Struggling with debt? You don’t have to face it alone.

Foreclosure, garnishments, medical bills, credit cards — bankruptcy is a legal tool designed to give honest people a fresh start. Talk to an experienced Memphis bankruptcy attorney today.

Meet the Attorneys

Experience you can trust

Arthur Ray portrait

57+ Years in Practice

Arthur Ray, Esq.

For over five decades, Arthur Ray has been a trusted advocate for Memphis families. Known for personalized service, straightforward advice, and relentless representation.

Skip Carnell portrait

35+ Years in Practice

Skip Carnell, Esq.

Skip Carnell has practiced law in Memphis for over 35 years, with a focus on workers’ compensation and personal injury. Clients rely on him for clear guidance and results.

57+ Years in Memphis

Deep local knowledge of Tennessee courts, judges, and procedures.

Straightforward Advice

Plain-English guidance — no jargon, no false promises.

Results-Driven

A record built on real outcomes for real Memphis families.

Free Consultation

Talk to a Memphis attorney today.

Call, or stop by our Poplar Avenue office. We’ll listen, answer your questions, and lay out a clear path forward.

New Clients

901-475-8200

Existing Clients

901-682-1500

Hours

Mon – Fri · 9:00 AM – 5:00 PM