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Most of our Chapter 13 bankruptcies are filed for $0 attorney’s fee up front. Contact our Memphis Bankruptcy Law Firm to see if you qualify. A commitment to excellence and superior client representation distinguishes Arthur Ray Law Offices from other law firms. Our attorneys at Arthur Ray Law Offices value the importance of a personal attorney-client relationship. Our attorneys are dedicated to providing not only prompt and efficient service to our clients, but also to keeping our clients well informed and involved. Our attorneys pursue the law with diligence and commitment by providing our clients with unsurpassed legal advice on Chapter 7 and Chapter 13 bankruptcies. (link each to corresponding pages) In following that goal, we constantly develop new, cost-effective ways to serve our clients, and we will continue to find creative solutions to each new bankruptcy challenge in the future.